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简介：Theenterprisecoordinatessocialresources,whichchangesthedialoguebetweenhumanandtheenviron-mentintothatbetweenenterpriseandenvironment.Theprofit-makingcharacterofenterpriseleadstotheabandon-mentofenvironmentalethics.Enterprise,whichhasthecapabilitytosolveenvironmentalproblems,however,lacksthemotivetodoit.Ithascontrollingpoweroversocietyandshouldassumetheresponsibilityofenvironmentalprotection.Foritslackofenvironmentalconscience,theexternalinstitutionalarrangementsshouldbemadeforenterprise.Thestrategyforenvironmentalcostshouldbedesignedinconnectionwiththeinterestorientationofen-terprise.Andvariouslegalmeasuresinconstitutionallaw,sociallaw,civillaw,administrativelawandcriminallawshouldbeutilizedtoregulateenterprise'sbehaviorsregardingenvironmentalprotection.

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简介：In2015,TheCentralBankcutinterestratessixtimesinarow.Therearetwomainpurposes:oneistoreducetheinterestburdenoncorporateloans,andstimulatecorporateinvestment.Second,toreduceinterestincomeonresidentialdeposits,andstimulateresidentstoincreasecurrentconsumption.However,manyempiricaldataprovethatalthoughtheeffectofinterestratedeclineonstimulatingcorporateinvestmentismoreobvious,theeffectofstimulatingresidentstoincreasecurrentconsumptionisnotobvious,andhouseholdsavingscontinuetogrowrapidly.Thisshowsthatthemainfactoraffectingthecurrentconsumptionofresidentsisnolongerthebank’sdepositinterestrate,buttheirreplaceabilityoffutureconsumergoodsforcurrentconsumergoods,incomerestrictionsandothereconomicfactorsthatcanaffectcross-timeconsumption.Thispaperisbasedonthetheoryofintertemporalutilitymaximization.TheempiricalanalysisoftheimpactoftheratechangeonChina’sresidents’consumption,lookingforthereasonswhyresidents’consumptionisnotsensitivetochangesintherate,andputforwardcorrespondingcountermeasuresandsuggestions.

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